(New) Standard Blocks

Spend some time researching on the areas you are interested in living in and what type of properties you think you might want. Come up with a shortlist of the things that matter to you.
It’s really important to come up with a list of features you need in a house. How many bedrooms do you need? How big do you want your kitchen?

Once you’ve made a list of the must-have features, think about the kind of neighbourhood you want to live in, the commuting time to and from your work, and the nearby amenities.

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Desmond Lee, NParks
HDB 3-room resale flat price$300,000
If taking an HDB loan (at 90% LTV)Downpayment: $30,000, Monthly mortgage: $1,225 ($270,000 loan at 2.6% p.a.)
If taking bank loan (at 75% LTV)Downpayment: $75,000, Monthly mortgage: $910 ($225,000 loan at 1.5% p.a.)
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